Research conducted December 2025. Pricing, features, and capabilities are based on publicly available documentation including G2, Capterra, company websites, and industry reports. Pricing estimates are approximate and may vary based on volume and contract terms. We recommend verifying current details with each provider before making purchasing decisions.

How Does Owl Eyes
mDL Verification Compare?

The digital wallet and mobile driver's license (mDL) verification market is exploding—driven by TSA acceptance at 500+ airports, 13+ US states with active mDL programs, and the EU eIDAS 2.0 mandate requiring digital wallets by end of 2026. We've analyzed 12 major competitors across three market segments to help you understand where Owl Eyes fits in this rapidly evolving landscape.

Legacy KYC/AML Platforms
Specialized mDL Verifiers
Decentralized Identity Wallets
Cost Savings60-80%vs licensed SDK solutions
Verification Speed<3scryptographic verification
Fraud Prevention99.5%+vs 85-95% document scanning
US States + Canada50+AAMVA VICAL coverage

Feature Comparison Matrix

See how Owl Eyes digital wallet verification compares against leading mDL verifiers and identity platforms.

Full Support
Limited/Partial
Not Available
Feature
Owl Eyes
ISO 18013-5:2021
In-person mDL standard
ISO 18013-7:2024
Online/remote mDL verification
OpenID4VP Ready
Verifiable presentation protocol
AAMVA VICAL Integration
US/Canada trust anchors
Selective Disclosure
Age-only, name-only verification
QR Code Verification
NFC Verification
Tap-to-share
BLE Verification
Longer distance
Photo Match / Biometrics
Liveness Detection
Full KYC/AML Suite
EU eIDAS 2.0 Ready
Estimated Cost/Verification$0.02-0.05*$0.30-0.75Higher tier€0.50-1.50Custom£0.50-2.00
Processing Speed<3s<3s6s avg<5s15-20s10-15s

* Owl Eyes pricing reflects infrastructure costs using our custom mDL verification stack. Actual pricing may vary based on volume and integration complexity.

Competitor Profiles

Detailed analysis of leading digital wallet and mDL verification providers based on publicly available information.

Direct Competitor

ONEPROOF

Specialized mDL verifier; category leader in ISO 18013-5/7 compliance

⭐⭐⭐⭐⭐mDL Capabilities

Key Strengths

ISO 18013-5:2021 & 18013-7:2024 certified — full standards compliance
AAMVA VICAL integration — US/Canada trust anchor coverage
Multi-channel support — QR, NFC, BLE, OpenID4VP
15,000+ device deployment with TokenWorks partnership

Limitations

Limited KYC/AML features — not enterprise-grade for broader compliance
Primarily North America focused — EU expansion in progress
Limited biometric integration — no built-in liveness detection

Best For

Retail Age VerificationHospitalityTSA-Adjacent
Est. $0.30-0.75 per verification
Legacy KYC Expanding to mDL

Veriff

Mainstream identity verification with expanding mDL support; fintech-focused

⭐⭐⭐mDL Capabilities

Key Strengths

Speed leader — 6-second average decision time
Global document support — 11,500+ document types
98% automation rate with strong fraud detection
Strong crypto/fintech market penetration

Limitations

mDL capabilities secondary to document-centric approach
Not AAMVA VICAL native — added support recently
Less optimized for pure age-verification use cases

Best For

FintechCrypto ExchangesBanksGlobal KYC
Legacy KYC Platform

iDenfy

Flexible identity verification with strong automation; human-in-the-loop specialist

⭐⭐mDL Capabilities

Key Strengths

Pay-for-success pricing model — pay only for successful verifications
24/7 human oversight available
3D liveness detection with 200+ country coverage

Limitations

No native mDL support — traditional document-centric architecture
Not ISO 18013-compliant
Less suited for selective disclosure workflows

Best For

iGamingFintechMarketplaces
Est. €0.50-1.50 per verification
Enterprise Compliance Leader

Onfido

Enterprise compliance leader; Atlas AI platform; global scale

⭐⭐mDL Capabilities

Key Strengths

Atlas AI orchestration engine — no-code compliance setup
195+ country coverage with Fortune 500 customer base
Strong enterprise certifications — SOC 2, ISO 27001

Limitations

mDL support minimal — not a primary feature
Slower verification (30-60 seconds)
Not SMB-friendly — enterprise-focused pricing

Best For

Global EnterpriseRegulated FinanceGovernment
AI/ML Fraud Detection Pioneer

Jumio

AI/ML-driven continuous monitoring; fraud detection pioneer

⭐⭐mDL Capabilities

Key Strengths

Advanced ML fraud detection trained on billions of data points
Continuous KYC monitoring — not just onboarding
Strong global coverage with real-time risk scoring

Limitations

No specialized mDL verification — general identity focus
Complex implementation — not plug-and-play
Overkill for simple age verification use cases

Best For

BanksFinancial ServicesContinuous Monitoring
Comprehensive KYC/KYB/AML Suite

Sumsub

Comprehensive KYC/KYB/AML suite; highest daily verification volume

⭐⭐mDL Capabilities

Key Strengths

140,000+ proofs processed daily — highest volume
Highly customizable workflows with 220+ country coverage
Strong KYB (Know Your Business) expertise

Limitations

mDL support not core offering — traditional KYC architecture
Complex setup — many features not needed for simple verification
Not optimized for retail age verification

Best For

E-CommerceFintechGamingInternational
Est. €0.50-1.40 per verification
US Government Specialist

ID.me

US government services specialist; identity wallet pioneer

⭐⭐⭐mDL Capabilities

Key Strengths

98M+ users enrolled with deep US government penetration
"No Identity Left Behind" — inclusivity focus
ID.me Wallet — reusable digital identity

Limitations

US-centric — weak international presence
Heavy setup — not developer-friendly
Not standards-aligned with ISO 18013

Best For

US GovernmentBenefits VerificationSubsidized Retail
Privacy-First Wallet

Yoti

Reusable digital identity wallet; age assurance market leader

⭐⭐mDL Capabilities

Key Strengths

Consumer-centric digital ID wallet — reusable across merchants
Age assurance market leader with privacy-focused positioning
Document verification + biometric + liveness

Limitations

mDL integration minimal — proprietary wallet, not mDL-native
Requires consumer app adoption — fragmented ecosystem
Not optimized for AAMVA/ISO 18013 standards

Best For

Retail MerchantsAge VerificationConsumer-Facing
Est. £0.50-2.00 per verification

Owl Eyes Competitive Advantages

Our unique positioning in the digital wallet verification market.

Cryptographic Foundation

CBOR/COSE signature verification built at the core—not bolted on. Lower latency verification with stronger security posture than document-scanning competitors.

<3sverification time

Multi-Channel Architecture

QR + NFC + BLE + OpenID4VP all natively supported. Most competitors focus on 1-2 channels; our architecture is future-proof against channel shifts.

4verification channels

Trust Anchor Integration

AAMVA VICAL + EU trust list ready. Only platform positioned for seamless cross-border verification without re-engineering.

50+US states & provinces

Selective Disclosure Engine

Age-only, name-only, photo-only verification at the API level. Privacy-first approach that complies with GDPR/eIDAS while building user trust.

100%GDPR compliant

Cost Efficiency

Our efficient architecture enables 10-25x cost advantage over licensed SDK solutions.

$0.02-0.05per verification

Biometric Integration

Photo match + liveness + identity correlation scores. Combined mDL + biometric + document verification delivers highest fraud resistance in the market.

99.5%+fraud prevention

Market Dynamics & Timing

Key trends driving mDL adoption over the next 12-24 months.

Adoption Timeline

Q4 2025
Login.gov mDL IntegrationFederal digital identity platform supporting mDL
Q1-Q3 2026
US State ExpansionAdditional 5-8 states deploying mDL programs
Q4 2026
EU eIDAS 2.0 Mandate27 EU member states requiring EUDI Wallets
2026-2027
Financial Institution AdoptionBanks integrating mDL for CIP/KYC (NIST NCCoE reference)

Go-to-Market Positioning

For Retail/Hospitality

Competitors: ONEPROOF, TokenWorks, iDenfy

"Accept digital IDs everywhere—app-based, tap, scan, or online"

For Financial Services

Competitors: Onfido, Sumsub, Veriff, Jumio

"Cryptographically-verifiable identity + biometric + selective disclosure = highest trust score"

For Government/Travel

Competitors: ID.me, Login.gov (future)

"Single platform for AAMVA (North America) + eIDAS (EU) + future standards"

Research Sources & References

Ready to Verify Digital Credentials?

Join the growing number of organizations accepting mDLs from Apple Wallet, Google Wallet, and state-issued apps. Future-proof your verification stack with cryptographic identity proof.